Major city · United States
Panama City, FloridaPanama City
Base in Panama City 2 nights for St. Andrews State Park and the bayfront; sleep on the beach side only if sand is the whole point.
- Weather
- see forecast
- Currency
- USD
- Best months
- Mar–May, Sep–Nov
- avoid Jun–Aug (heat and storms), peak spring-break weeks in March
- Airports
- ECP · VPS
- Nights
- 2
Rules in force · 7Crossing between the US, Canada and Mexico by land needs …Cannabis is legal in Canada and in many US states, but ta…
- North America ↗Crossing between the US, Canada and Mexico by land needs your passport even on a day trip; rental cars need the company's written permission to cross, and most US and Canadian rental insurance stops at the Mexican border.
- North America ↗Cannabis is legal in Canada and in many US states, but taking any amount across the US, Canadian or Mexican border is a federal crime — including edibles and vapes.
- North America ↗The busiest US and Canadian national parks need timed-entry, campsite or lodge reservations in summer; release dates are months ahead.
- United States ↗Check whether you need an ESTA (Visa Waiver Program) or a visa on the official CBP and State Department sites; apply only through esta.cbp.dhs.gov, not third-party sites, and allow time before you book.
- United States ↗Several popular national parks use timed-entry or vehicle reservations in peak season; check each park's page on nps.gov and book on recreation.gov before fixing your dates.
- United States ↗Medical care is very expensive for visitors; buy travel insurance with high medical cover before you fly.
- United States ↗Tipping is expected: about 15–20% at sit-down restaurants and bars, and a tip for taxis, hotel staff and guides.
Panama City is the working bayfront town, not the beach strip: the sand and the resort towers sit across the Hathaway Bridge in Panama City Beach. Come here for St. Andrews State Park, the marinas and lower room rates, and cross the bridge when you want the Gulf. Two nights covers it; the area runs on Central Time, an hour behind most of Florida.
Essentials
Quick answers and what things cost
Quick answers
The questions people ask first about Panama City, Florida, one line each. Tap a card for the full answer.
- Cash or card?Currency is the US dollar (USD, $).United States-wide
- SIM or eSIMAT&T, Verizon and T-Mobile cover the country; prepaid SIMs at their stores and Walmart/Target (passport required), or an eSIM before you fly.United States-wide
- Tap waterTap water is drinkable nearly everywhere; boil or treat water from streams in parks.United States-wide
- TippingSit-down restaurant: 18–22% of the pre-tax bill.United States-wide
- Plugs & powerSockets A/B. US/Canada (A/B): fits · UK/Ireland (G): adapter · Australia/NZ (I): adapter. 120 V: UK and AU 230 V-only devices need a converter; most chargers are dual-voltage.United States-wide
- SafetyNormal US beach-town precautions: lock the car, keep to lit areas at night, and respect rip-current flags at the beach.
- RestroomsFree public toilets are scarce in big cities; use cafés, department stores, libraries, stations.United States-wide
- Emergency numbers911 police, fire, ambulance · 850-872-3100 Panama City Police (non-emergency)
- Sundays & holidaysFederal holidays close offices, banks and post offices; national parks stay open.United States-wide
- Your embassyFind your embassy's 24-hour line before you fly.
- AirportcheckECP Northwest Florida Beaches International (About 30–40 min north-west by car via SR 388 and SR 79; check current airline schedules.).
- Getting aroundA car is the practical choice: sights are spread along US 98 (15th Street) and SR 79, and buses are limited.
Cost cheat-sheet
Typical prices for the everyday things, as ranges. Your currency is shown next to the local price.
- Coffee$3–6
- Beerdraught at a bar / six-pack at a store$6–9$9–14
- Taxi, about 5 kmTaxi, about 3 mi5 km taxi or rideshare3.1 mi taxi or rideshareSurge pricing at night.$12–20
- SIM or eSIM, a weekeSIM or data SIM, about a week$10–30
- Museum or sight ticketSt. Andrews State Park entry$2 pedestrian, $8 vehicle (check)
- Budget bedHostel or motel bed, a night, per personUS$45
- Mid-range bedChain-hotel double room, a night, per roomUS$150
- High-end bedChain-hotel double room, a night, per roomUS$260
A day, not counting the bed: Budget US$90 · Mid US$160 · High US$280
Prices in local money; change the currency in the header to see yours next to them. Every price and the budget calculator →
Decide
What it is known for, and when the weather works
At a glance
What the city is known for, how you fly in, and where to find the phrases.
- Airports
- ECP Northwest Florida Beaches International (About 30–40 min north-west by car via SR 388 and SR 79; check current airline schedules.) · VPS Destin–Fort Walton Beach (About 1 h 15 min west on US 98; useful if ECP fares are high.)
Weather and climate
Panama City, Florida: next 7 days
Loading forecast…
Forecast: Open-Meteo (CC BY 4.0), model data for this point.
Air quality
Loading…
Model estimate (CAMS via Open-Meteo), not a street-level station; readings near busy roads run higher.
Jan
17°C63°F
6°C43°F
9 rd
Feb
19°C66°F
8°C46°F
8 rd
Mar
22°C72°F
11°C52°F
8 rd
Apr
26°C79°F
14°C57°F
7 rd
May
29°C84°F
19°C66°F
8 rd
Jun
32°C90°F
22°C72°F
12 rd
Jul
32°C90°F
24°C75°F
15 rd
Aug
32°C90°F
24°C75°F
14 rd
Sep
31°C88°F
21°C70°F
10 rd
Oct
27°C81°F
16°C61°F
6 rd
Nov
22°C72°F
11°C52°F
7 rd
Dec
18°C64°F
7°C45°F
9 rd
High / low °C°F · rd = rain days
Arrive & move
Airports are listed under At a glance; this is how to move once you are in
Getting around
A car is the practical choice: sights are spread along US 98 (15th Street) and SR 79, and buses are limited. Bay Town Trolley serves parts of the city and beach in season — check routes and hours. Taxis and rideshare exist but wait times stretch at night.
See & do
Day-trips, door to door
Day-trips
Door to door: 20–30 min
Drive US 98 west over the Hathaway Bridge
The actual beach strip: Front Beach Road, piers and resort dining.
Fort Walton Beach
goDoor to door: 1 h
Drive US 98 west
Smaller beach town, good with kids.
Freeport
cautionDoor to door: 45 min
Drive SR 20 and SR 331 north
Quiet bayou town; little to do without a boat.
DeFuniak Springs
cautionDoor to door: 1 h
Drive US 331 north to I-10, then west
Historic lakefront circle; pair it with a stop on the way north.
Santa Rosa Beach
goDoor to door: 1 h
Drive US 98 west
Scenic 30A beaches and state forest trails.
Niceville
skipDoor to door: 1 h 10 min
Drive US 98 west
Residential base for Eglin-area beaches; not a day out by itself.
Eat & sleep
Which area to sleep in
Where to sleep
Areas, not hotels: pick the one that fits your arrival time and plans.
Downtown and bayfront
Restaurants, marina and the arts centre; 10–15 min drive to the beach.
St. Andrews
Quiet residential side near the state park entrance; best for early park starts.
West along US 98 (near the bridge)
Chain hotels with free parking; quickest hop to Panama City Beach.
Panama City Beach (across the bridge)
Condos and resorts on Front Beach Road; 20–30 min from downtown in traffic.
Practical
What a day costs, what to watch out for, and the pocket card
Cost per day
- Budget
- $90–140 excl. bed
- Mid
- $150–240 excl. bed
- High
- $250+ excl. bed
Trip budget
| Chain-hotel double room1 × 2 nights × US$150 | US$300 |
| Food, local transport, entries2 × 2 days × US$160 | US$640 |
| Rental car, one day1 × US$70 · check | US$70 |
| St. Andrews State Park vehicle entry1 × US$8 · check | US$8 |
| eSIM, about a week of data2 × US$15 | US$30 |
| Buffer 10%Price creep, a taxi you did not plan, one splurge | US$105 |
| Trip total≈ US$288 per person per day, bed included | US$1,153 |
2026 estimate in US dollars; flights excluded. Your choices stay in this browser.
Prices of common things
| Coffee | $3–6 |
| Fried seafood plate | $16–28 |
| Beer: draught at a bar / six-pack at a store | $6–9 / $9–14 |
| 5 km taxi or rideshareSurge pricing at night. | $12–20 |
| St. Andrews State Park entry | $2 pedestrian, $8 vehicle (check) |
| eSIM or data SIM, about a week | $10–30 |
2026 estimate; check locally.
Watch out
Safety
- Panama City and Panama City Beach are different places about 20–30 min apart: check the address before booking.
- The area is in the Central Time Zone, one hour behind Orlando and Miami.
- Hurricane season runs Jun–Nov; watch forecasts and know your evacuation route.
- Summer heat and afternoon thunderstorms: plan outdoor time before noon.
- Spring-break weeks bring heavy traffic and higher minimum stays on the beach side.
Emergency numbers
- Police, fire, ambulance
- 911
- Panama City Police (non-emergency)
- 850-872-3100
Pocket card
Fill in, then print or save as PDF
Stays in this browser only; nothing is sent anywhere.
Panama City, FloridaPanama City
Pocket card · Voykit
My bed tonight
—
—
—
To this address, pleaseTo this address, please
Emergency
- Police, fire, ambulance911
- Panama City Police (non-emergency)850-872-3100
Embassy
No embassies here; consulates sit in Miami, Atlanta and New Orleans. Check your country's nearest office.
My embassy: —
Fare anchors (2026 estimate)
- ECP airport → downtown, rideshare: about $35–55, 30–40 min (check)
- Downtown → Panama City Beach: about $20–30 rideshare, 20–30 min (check)
- St. Andrews State Park vehicle entry: $8 per vehicle (check)
Say or show
- Thank you — Thank you
- Where is the beach access? — Where is the beach access?
- Can I pay by card? — Can I pay by card?
- Is there a rip-current warning? — Is there a rip-current warning?
Tipping is expected: 18–22% at sit-down restaurants, $1–2 a drink, 15–20% for taxis.
Deep dive
What this guide covers so far, and its sources
Not a trip line yet
This is a basic guide: no airport-to-bed contract, walking clusters or day plans are published for Panama City, Florida. Airport, fare and schedule details are unverified; check the operators before you fly.
What we know, and what is coming
On this page
- Best months: Mar–May, Sep–Nov · avoid Jun–Aug (heat and storms), peak spring-break weeks in March · month by month →
- 2 airports and 4 areas to sleep in
- Weather: a 7-day forecast and monthly averages
- Cost per day in 3 bands
- 7 day-trips, door to door
- 5 things to watch out for, with emergency numbers
Coming as the guide grows
- Airport-to-bed contract for ECP: last rental-car desk hours, rideshare fallback, overnight rung.
- Walking clusters with rescue anchors: downtown bayfront, St. Andrews, the US 98 strip.
- Place pages with verified hours and fees (St. Andrews State Park, Pine Log State Forest, arts centre) and eat pages with last orders.
- Hurricane and storm fixtures so gates A–D can go green in season.