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Uzbekistan

Currency in Uzbekistan: what to use and how to exchange

Uzbekistan uses the Uzbek soʻm (UZS), roughly 12,000–13,000 to the US dollar in 2026 (check). Bring clean, unmarked US dollar or euro notes and change them at a bank or hotel in Tashkent or Samarkand; cards work in city hotels and larger restaurants but cash still decides your day in bazaars, taxis and small towns.

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Field checked
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Updated Sep 20263 min read

Key facts

Currency
Uzbek soʻm (UZS); 100 soʻm = 1 tiyin, but tiyin coins are not used in practice
Rate, 2026 estimate
About 12,000–13,000 UZS to 1 USD (check)
Best notes to bring
US dollars or euros, clean and unmarked; 100 and 50 denominations
Where to change
Banks, hotel desks and official exchange offices in Tashkent, Samarkand, Bukhara
Cards
Accepted at city hotels, larger restaurants and some museums; carry cash elsewhere
ATMs
Common in Tashkent and Samarkand; less reliable in Khiva and small towns
Tipping
Often a 10–15% service charge in restaurants; otherwise round up

Details

The soʻm is a cash currency. Outside hotel lobbies and a growing number of city restaurants, most of what you pay for in a day — bazaar produce, a shared taxi, a plate of plov, a museum ticket in a small town — is settled in notes. Plan to carry a few hundred thousand soʻm on you and top up every two or three days rather than hunting for a working ATM mid-sightseeing.

Bringing foreign cash is still the simplest approach. US dollars are the most widely accepted foreign note, with euros a close second. Notes should be clean, unmarked and not torn: a folded or pen-marked bill can be refused at a bank counter or a hotel desk. Smaller denominations are useful for the first day before you reach a bank.

Change money at a bank branch, an official exchange office, or your hotel desk. Rates in Tashkent and Samarkand are usually close to each other; hotel desks are convenient but tend to be a little worse. Ask for a mix of denominations — a stack of the largest notes is awkward for small purchases, and a stack of the smallest is a brick in your pocket.

Cards are improving but not dependable. Visa and Mastercard work at larger hotels, some restaurants and a few museums in Tashkent and Samarkand. In Khiva, in village guesthouses and at bazaar stalls, assume cash only. Keep a card as a backup, not as your main wallet.

ATMs exist in Tashkent, Samarkand and Bukhara, and are thinner on the ground in Khiva and the Fergana Valley. Withdrawal limits per transaction are often low, so you may need several attempts. Check with your bank before you fly about foreign transaction fees and whether your card is enabled for Uzbekistan.

Details
SituationWhat to useNotes
Hotel, larger restaurant in TashkentCard or cashCards increasingly accepted
Bazaar, small shop, street foodCash (soʻm)No cards in practice
Shared taxi, marshrutkaCash (soʻm)Small notes help
Museum ticket, big cityCash, sometimes cardVaries by site
Village guesthouseCash (soʻm or USD)Confirm before arrival
ATM withdrawalCardLimits per transaction can be low

Summary table

A quick reference for the first 24 hours and the rest of the trip.

Summary table
ItemValueCheck
Currency nameUzbek soʻm (UZS)no
USD rate, 2026 estimate12,000–13,000 UZSyes
Best foreign cashUSD or EUR, clean notesno
Cards acceptedCity hotels, larger restaurantsno
ATMsTashkent, Samarkand, Bukharano
Tipping10–15% service charge commonno

Tips

Change a small amount at the airport on arrival for taxi and a snack, then change the rest in the city at a better rate.

Keep a photo of your passport and entry stamp on your phone; some exchange counters ask for ID.

Count your soʻm before you leave the counter — the numbers are large and easy to misread.

Carry a small fold of low-denomination notes for tips, taxis and bazaar purchases.

If you plan to travel beyond the cities, take enough cash for the whole leg; ATMs thin out fast.

Questions people ask

What currency is used in Uzbekistan?

The Uzbek soʻm (UZS). In 2026 the rate is roughly 12,000–13,000 soʻm to the US dollar (check). Prices in hotels and some tour operators may be quoted in US dollars, but you pay in soʻm.

Where is the best place to exchange money in Uzbekistan?

Bank branches and official exchange offices in Tashkent and Samarkand usually give the closest rate to the market. Hotel desks are convenient but tend to be slightly worse. Change a small amount at the airport and the rest in the city.

Is it better to bring cash or use a card in Uzbekistan?

Bring cash. Cards work at larger city hotels and restaurants, but bazaars, taxis, small towns and village guesthouses are cash only. Use a card as backup and carry enough soʻm for the day.

Deep dive

Every source; changeable facts are marked check

Sources