Andorra
Currency in Andorra: what to use and how to exchange
Andorra uses the euro (EUR, €) under a monetary agreement with the EU, so you need no second currency and no border cash swap. Bring a card for almost everything, keep €30–50 in small notes for buses, lockers and small shops, and withdraw from a bank ATM rather than a bureau. Change that plan only if your bank adds a fixed fee per withdrawal — then take fewer, larger withdrawals.
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GuideAndorra
Key facts
- Currency
- Euro (EUR, €), used under a monetary agreement with the EU
- Coins and notes
- Same denominations as Spain and France
- Cardscheck
- Visa and Mastercard widely accepted; carry some cash as backup
- Best way to get cashcheck
- Bank ATM in Andorra la Vella or a resort village
- Typical cash to carrycheck
- €30–50 in small notes
- Tipping
- Optional, as in Spain
- Time zone
- CET (UTC+1, summer UTC+2), same as Spain and France
Details
Andorra is not in the EU, but it uses the euro under a monetary agreement, so prices, notes and coins are the same as in Spain and France. You do not need to change money at the border, and there is no separate Andorran currency to spend or convert back.
The practical question is not which currency but how to get it. Andorra has banks and ATMs in Andorra la Vella, Escaldes-Engordany and the main resort villages. Card acceptance is broad in hotels, ski passes, restaurants and larger shops, but smaller bars, mountain refuges, bus fares and lockers can be cash-only, so keep a small float.
If you are arriving from Spain or France, you can also withdraw before you cross the border. Rates and fees depend on your own bank, not on Andorra, so compare your card's foreign transaction fee and ATM fee before you travel. Pay in euros if a terminal offers a choice of currencies — that avoids an extra conversion margin.
- Check your card's foreign transaction fee and ATM fee before you go.
- Withdraw larger amounts less often if your bank charges a fixed fee per withdrawal.
- Keep €30–50 in small notes for buses, lockers and small shops.
- Pay in euros if a terminal offers a choice of currencies.
| Situation | Best option | Why |
|---|---|---|
| Hotels, ski passes, larger shops | Card | Widely accepted; no need to carry large sums |
| Buses, lockers, small bars | Cash in small notes | Not every small vendor takes cards |
| Arriving with no euros | Bank ATM | Usually cheaper than a bureau or hotel desk |
| Leftover euros | Keep or spend in Spain or France | Same currency on both sides of the border |
Card acceptance and ATM fees vary by bank and by village; confirm locally (check).
Tips
Duty-free shopping is one reason people come to Andorra, and the savings are real on some goods, but they only matter if you were going to buy the item anyway. Compare against the price at home before you treat a purchase as a saving.
Prices in Andorra are quoted in euros, and tipping is optional as in Spain. If you are working out what the trip costs in total, see the country budget pages rather than guessing from a single purchase.
One timing note: Andorra keeps the same clock as Spain and France, so shops and banks follow those hours rather than a separate Andorran schedule.
- Compare duty-free prices against your home price before buying.
- Tipping is optional, as in Spain.
- Banks and shops follow Spanish and French hours, not a separate schedule.
FAQ
Questions people ask
What currency is used in Andorra?
The euro (EUR, €). Andorra is not in the EU but uses the euro under a monetary agreement, so notes, coins and prices match Spain and France. You do not need a second currency or a border exchange.
Where is the best place to exchange money in Andorra?
You rarely need to exchange at all, since the euro is already the local currency. If you need cash, use a bank ATM in Andorra la Vella, Escaldes-Engordany or a resort village rather than a bureau or hotel desk, which usually cost more.
Is it better to bring cash or use a card in Andorra?
Use a card for hotels, ski passes, restaurants and larger shops, and carry €30–50 in small notes for buses, lockers and small bars. Card acceptance is broad but not universal, so cash is a backup rather than the main method.
Deep dive
Every source; changeable facts are marked check
Sources
- officialVisit Andorra (official tourism)
- officialGovern d'Andorra
- officialEuropean Central Bank – euro
- secondaryWikivoyage – Andorra