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Draft data. Times, fares and step counts are desk estimates awaiting field checks. How we verify
Source checked
A source and a date are on record: we read it from an official or published page. Not yet confirmed on the ground.
Field checked
Someone checked it on the ground, with the date shown.
Plan calculated
Worked out by Voykit from its own data (times, distances, budgets). A calculation, not a measurement.

Unknown times stay unknown. How we verify

Travel insurance check

Where you are going, for how long, what you will do and what you carry in; the covers that matter, the levels to look for and the questions to ask any insurer out. General information, not advice on a particular policy.

Where are you going?
More optionsCancel risk, activities, health, valuables
What will you do?

The cover you need

  • Emergency medical

    Essential

    Look for: US$250,000 or more is a common minimum; more is cheap to add(check)

    • Medical bills abroad are the cost most likely to be ruinous; this is the reason to buy a policy.

  • Evacuation and repatriation

    Essential

    Look for: US$100,000 or more, or included in full(check)

    • An air ambulance or a medically escorted flight home can cost tens of thousands, far more from remote places.

  • Cancellation and cutting the trip short

    Consider

    Look for: Low

    • You have no non-refundable bookings, so there is little to cancel; this can be the smallest part of the policy.
    • Buy the policy when you pay the first deposit, so cancellation cover starts then.

  • Baggage, gadgets and valuables

    Consider

    Look for: Standard baggage cover

    • Check your home contents insurance first: it may already cover gadgets away from home, often more cheaply.
    • Theft from an unattended bag, a car or a beach is often excluded; report thefts to the police within 24 hours and keep the report.

  • Personal liability

    Consider

    Look for: Usually included; check the limit(check)

    • Pays if you accidentally injure someone or damage their property.

Questions to ask before you buy

  1. What is the medical limit, and does it include hospital, doctors, surgery and medicines abroad?
  2. Is emergency evacuation and repatriation included, to your home country and not only to the nearest hospital?
  3. What is the excess (deductible) per claim, and does it apply per person or per incident?
  4. Is there a 24-hour assistance line, and must you call it before treatment for the claim to count?
  5. Is there cover if the government advises against travel to the destination after you book?

Compare policies

Copy the numbers from each policy wording (not the advert). Saved only on this device.

No policies yet. Add up to six and fill in what each one says.

General information, checked 2026-09; not advice on any policy, and we have no insurer partners. Limits marked “check” are the ranges commonly suggested in consumer guidance; the policy wording decides. Put your policy number and 24-hour line on your health card.