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Voykit
Draft data. Times, fares and step counts are desk estimates awaiting field checks. How we verify
Source checked
A source and a date are on record: we read it from an official or published page. Not yet confirmed on the ground.
Field checked
Someone checked it on the ground, with the date shown.
Plan calculated
Worked out by Voykit from its own data (times, distances, budgets). A calculation, not a measurement.

Unknown times stay unknown. How we verify

ATM fees and DCC

How much to take out in one go, and why to say no when a machine offers to charge you in your home currency. You type in the fees; the maths is done here and nothing is sent anywhere.

What you know

More optionsLimit, percentage fees, exchange rate

Fees are not looked up for you: use your own bank's schedule of fees and the fee the ATM shows before you confirm.

Enter the cash you need to see the fee curve.

ATM tips

  • Local ATM fee. Many ATMs show the fee on screen before you confirm. Cancel and try another machine if it is high. A flat fee hurts small withdrawals most.
  • Your bank's fees. Look in your bank's schedule of fees for a foreign-transaction percentage and a flat fee for using a non-network ATM abroad. Some travel debit cards charge neither, and some reimburse ATM fees.
  • Bigger, fewer withdrawals. With a flat fee per withdrawal, fewer larger withdrawals cost less per unit of cash. The limit is your own security and the ATM or bank limit per withdrawal.
  • Leftover cash. Cash you do not spend has to be changed back or kept for next time, which costs money too. Withdraw what you expect to use, not the most the machine allows.